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OCR: Alliance Leicester Fixed Rate FO] FoR SA This when your lender guarantees to fix the rate of interest you pay for an agreed period, e.q. 2 years. This means your monthly interest rate remains the same until the end of the fixed rate term, when the mortgage TEL: 01705 automatically reverts to the Basic Variable Mortgage Rate. Fixed Rate may suit you if You want to know exactly what you'll pay each month you have tight budget with all the expenses involved moving many people (especially first- time buyers) need to keep their repayments under strict control lyou do not plan to repay any of your mortgage early (during the fixed rate period, any extra payments incur charge; once the fixed rate term ends, there may be further period before you can make extra repayments without charge) Back Next ...